Do you always seem to be running out of money? Are you one of the reasons banks can afford to give away free checking? Do you often leave the house with great intentions, but get swept away in the moment and spend more than you had planned? A budget helps you think about what you want to spend when you are in the space to use your best judgment. Here are simple ways to make a budget that you can stick to.
If you are attending college, you probably don’t realize that just a few short years ago gambling was not part of everyday American life. Today gambling is as common as alcohol in college life. There are gambling opportunities everywhere: Vegas vacations targeting the spring break crowd, state-run lottery tickets at every corner store, Native-run casinos just up the road, slot games can be joined from every computer, and dorm room card games are a Friday night ritual. Students with ADHD are especially at risk for developing a gambling addiction. In fact ADHD students have an even higher rate of problem gambling than other college students – as many as 19% (nearly 1 in 5) college students with ADHD have a problem with gambling.
Money management can be a serious issue for people with ADHD. A UMASS study (2003/2004) found that 67% of adults with ADHD had trouble managing money. That’s compared to the control group where only 15% had money management problems. An ADHD coach can help you figure out what works with your style, your strengths, and you budget. It can feel like a big financial commitment to get a coach, but the long term payoff can mean getting control of your finances, saving for the future and no more sick feeling every time you get the mail.